REALITY CHECK

September marks the concluding month of the third quarter of 2000. If you are like every other person involved in sales within the financial services industry, you probably set a series of goals at the beginning of the year. The month of September is therefore a good time for a reality check. You had (past tense) great aspirations when the year started. Before the year concludes, you still have time to increase the horsepower to the engine. The following list of hints will hopefully be helpful:

1. BABY STEPS
Sometimes the weight of deciding what you want to do and how you are going to do it can be overwhelming. Break down your goals into manageable categories. You can brainstorm a lot of ideas about what you’d like to accomplish in one category. Then pick three or four that you feel will have the greatest impact upon your success.

2. BE SURE YOUR GOALS ARE YOUR GOALS
If an objective is set by you and is something you really want to achieve, the chances for your success are immensely improved. If, on the other hand, the goals are dictated to you and you are forced to sign a document indicating your commitment to reach a particular production level, you may not have the same level of commitment. A “want to” is much stronger than a “have to”.

3. PUT IT IN WRITING
Writing down your objectives is important for two reasons. First, it helps you clearly identify what you want. Secondly, it increases your personal commitment. When you invest more of yourself in the goal, the potentials payoff is increased.

4. CHALLENGING BUT ATTAINABLE
If your goals are easily attained, they won’t give you much satisfaction and you will likely lose interest in achieving them. On the other extreme, setting what you perceive to be impossible will also result in little or no motivation. What is attainable is a personal decision, but IF YOU THINK YOU CAN, YOU CAN. Go for it.

5. GOALS SHOULD BE SPECIFIC AND MEASURABLE
The more specific an objective is, the more direction it will give you. Try to specify as clearly as you can what it is you want. This will save you an enormous amount of time and effort. Not all goals are easy to measure. In these cases, make a rating scale from one to ten, with one the poorest

6. MAJOR OBJECTIVES MUST BE COMPATIBLE
It’s easy to fall into the trap of setting important goals where attainment of one prevents the achievement of the other. Worse yet, incompatible goals can lead you into putting your efforts into several projects and achieving no major goals at all. After you decide on your major goals, check them for compatibility. You will prevent a lot of frustration and wasted effort.

7. GOALS ARE SUBJECT TO REVISION AND CHANGE
A good system for goal setting is to always be flexible enough to take advantage of the possibility of raising the goal and/or changing the goal.

8. TARGET DATES
Never think of a goal as a goal, until you set a deadline. Goals without deadlines are daydreams. If the action steps you take are accompanied by specific dates, within your objective time frame, your ultimate target date can be met. Putting deadlines on your objectives and action steps is a major key to increasing your motivation and commitment.

9. ESTABLISH CRITERIA FOR SUCCESS AT THE BEGINNING
The fastest way to destroy your enthusiasm is to set one criteria for success and consider anything less than that failure. You can better evaluate the results of your efforts if you give yourself a success range. Ask yourself, “What can I hope to achieve?” “What is realistic?” and “What is the minimum I will accept?”

10. PRIORITIZE YOUR OBJECTIVES
Every set of goals should be ranked in order of importance. Sometimes it is difficult to decide which ones are more important than others. A good way to clear up this confusion is to look at your objectives and ask, “Which one of these has the greatest potential for a positive impact upon my results?” Then, continue to rank your list of objectives by their potential for positive impact. It will suddenly become abundantly clear where you need to spend your energy.

11. VISUALIZE THE END RESULT
You have to think of success before you experience it. You do not have to know exactly how your goals will be achieved. Stay focused on them and your creative subconscious mind will help you get there. Or, to put it another way:

You Rise or Fall
Succeed or Fail
By the Image You
Hold in Your Own Mind

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